WealthMetric
Personal Finance
WealthMetric

Your Money, Clearly.

The metrics behind your wealth, simplified.

Free, no-signup financial calculators built for India — SIP & lumpsum, EMI, retirement planning, home and car affordability, gratuity, index fund SIPs and goal-based investing.

Live Calculators
17 tools
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Lumpsum & SIP
Corpus growth calculator with step-up SIP, XIRR and target corpus finder
LumpsumSIPStep-UpTarget SIP
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EMI Calculator
Home, car, personal & education loans with full amortization schedule
Home LoanCar LoanAmortization
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Income Tax Calculator
Old vs New regime comparison for FY 2026-27, with a breakeven deduction estimate
Old vs NewFY 2026-2787A Rebate
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HRA Exemption
How much of your House Rent Allowance is tax-exempt — the least of 3 limits, 8-city metro list
Section 10(13A)Metro/Non-Metro
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Retirement Planner
Plan check, find required SIP, or discover your earliest retirement age
Plan CheckSIP NeededRetire When
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Car Affordability
Is that car within budget? Or discover exactly what car you can afford
AffordabilityEMI GaugeRunning Cost
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House Affordability
Home budget calculator with rent vs buy crossover analysis
AffordabilityRent vs BuyCrossover
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Gratuity
Gratuity eligibility, tax exemption calculation and retirement projection
EligibilityTax ExemptAct 1972
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Goal Planner
Plan up to 5 financial goals — get monthly SIP needed and combined total
GoalsSIPFuture Value
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Index SIPs
Backtest a SIP in Nifty 50, Sensex or 6 other Indian indices with real weekly data since 1999
Nifty 50SensexSectoralHistorical
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Net Worth
Add up everything you own and owe — assets, allocation and debt-to-asset ratio, in one place
AssetsLiabilitiesAllocation
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PPP Calculator
See what your money is really worth abroad, adjusted for local prices
Purchasing PowerWorld Bank Data203 Countries
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Global Indices
Nifty and Sensex annualised returns vs Wall Street, Europe and Asia — 1 to 25 years
S&P 500NasdaqNikkeiFTSE
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Where Do I Stand
See how your income and net worth rank against India and the world
IncomeNet WorthPercentile
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EV vs Petrol: 2-Wheeler
Electric scooter or bike vs petrol — cost per km, total cost, PM E-DRIVE incentive and payback, with a heavy-use preset for delivery riders
EV vs PetrolPM E-DRIVEPer-km Cost
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EV vs Petrol vs Diesel: Car
Compare petrol, diesel, optional CNG and electric cars on total cost of ownership and payback, with state-wise fuel prices
PetrolDieselCNGElectric
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Solar Rooftop ROI
Rooftop solar cost after the PM Surya Ghar subsidy, bill savings and payback period for your home
PM Surya GharPaybackSubsidy
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Coming Soon
In development
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Stock SIPs
SOON
Individual stock SIP performance & XIRR calculator
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Portfolio Allocator
SOON
Optimal asset allocation by age and risk profile
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Commodities Returns
SOON
Gold, Silver and more — annualised returns alongside the index tables
About WealthMetric
Are WealthMetric's calculators free to use?
Yes. Every calculator on WealthMetric — SIP, lumpsum, EMI, retirement, home and car affordability, gratuity, index SIP and goal planning — is completely free, with no signup required.
Is my financial data stored or shared?
No. All calculations run entirely in your browser. WealthMetric does not store, upload or share the numbers you enter.
Which financial calculators does WealthMetric offer?
WealthMetric offers a SIP & lumpsum calculator, an EMI calculator for home/car/personal loans, a retirement planning calculator, car and home affordability calculators, a gratuity calculator, an index fund SIP calculator and a goal-based SIP planner — all tailored for Indian investors.
Disclaimer: All calculations are indicative and for educational purposes only. Market return data is illustrative. Not financial advice.